Upaya Peningkatan Literasi Keuangan Para Guru di Yayasan Al Muhajirin, Kota Depok

Abstrak

The low financial literacy among teachers at the Al Muhajirin Foundation of Depok, especially the understanding of mutual funds investment as well as shares and bonds, attracted the service activity team to help them by conducting training to improve the knowledge, skills, and attitudes about financial behavior. The training uses two approaches, the first approach is theoretical to increase understanding about investing in mutual funds, shares, and bonds. The second approach is a more practical approach to improving stock trading skills on the Indonesian Stock Exchange (BEI). From the theoretical approach, there was an increase in understanding of investment instruments by 10%, while from the practical approach, there was an increase in skills in buying and selling shares using the stock bit application. In the practical session, participants have proven that stock investment adheres to the High-Risk High Return principle. Three selected participants who received investment funding assistance of Rp. 500,000,- have received large profits of 60% within one month. This proves that investing in shares can really get big returns, but on the contrary, it can cause losses in a short time.

Keywords: Literacy, Investment, Stock Market, Teacher

Abstrak
Rendahnya literasi keuangan, terutama masalah investasi reksadana, saham dan obligasi pada guru di Yayasan Al Muhajirin Depok, menggerakkan tim kegiatan pengabdian dari Program Studi Manajemen Keuangan, Politeknik Negeri Jakarta melakukan pelatihan. Pelatihan menggunakan dua pendekatan, pendekatan pertama adalah pendekatan teori dalam upaya meningkatkan pemahaman tentang investasi reksadana, saham dan obligasi. Pendekatan kedua adalah pendekatan praktik untuk meningkatkan keterampilan melakukan perdagangan saham di Bursa Efek Indonesia (BEI). Berdasarkan pendekatan teori terjadi peningkatan pemahaman tentang instrumen investasi sebesar 10%, sedangkan dari pendekatan praktik, terjadi peningkatan skil dalam membeli dan menjual saham menggunakan aplikasi stockbit. Dalam sesi praktik peserta telah membuktikan bahwa investasi saham melekat prinsip High Risk High return. Tiga Peserta terpilih yang mendapatkan bantuan dana investasi sebesar Rp500.000,- telah mendapatkan keuntungan besar yaitu sebesar 60% dalam kurun waktu satu bulan. Hal ini membuktikan bahwa investasi saham benar bisa mendapatkan return besar, namun sebaliknya bisa mendapatkan
kerugian dalam waktu singkat.

Kata Kunci: Literasi, Investasi, Pasar Modal, Guru